/* ═══════════════════════════════════════════════════════════
   CLAIMVALUE — Shared Design System
   _assets/base.css  |  v2.0  |  2025
═══════════════════════════════════════════════════════════ */

/* ─── 1. DESIGN TOKENS ─── */
:root {
  /* Core palette */
  --ink:    #141B35; --ink2:   #1E2D52; --ink3: #2B3F72;
  --amber:  #D4701A; --ambl:   #F0924A; --ambll: #FEF0E7; --ambm: rgba(212,112,26,.15);
  --cream:  #F7F5F1; --paper:  #FDFCFA; --white: #FFFFFF;
  --text:   #1C1C2E; --mid:    #4A5568; --muted: #8896A9;
  --border: #E4DDD4; --borderl:#F0EBE4;

  /* Semantic */
  --green:  #0B7A4E; --greenl: #D1FAE5; --greenb:#6EE7B7;
  --red:    #C62828; --redl:   #FEE2E2; --redb:  #FECACA;
  --yellow: #CA8A04; --yellowl:#FEF9C3; --yellowb:#FDE68A;
  --blue:   #1D4ED8; --bluel:  #EFF6FF; --blueb: #BFDBFE;
  --purple: #7C3AED; --purplel:#F5F3FF; --purpleb:#DDD6FE;
  --sky:    #0369A1; --skyl:   #F0F9FF; --skyb:  #BAE6FD;
  --slate:  #475569; --slatel: #F8FAFC; --slateb:#CBD5E1;
  --gold:   #B45309; --goldl:  #FFFBEB; --goldb: #FDE68A;

  /* Category accent tokens — set per-page on <html> or body */
  --cat:    var(--amber);
  --catl:   var(--ambll);
  --catb:   rgba(212,112,26,.35);

  /* Radii, shadows */
  --r:  14px; --rl: 20px; --rs: 8px;
  --sh:  0 2px 12px rgba(20,27,53,.07);
  --sh2: 0 8px 40px rgba(20,27,53,.12);
  --sh3: 0 20px 60px rgba(20,27,53,.18);
}

/* Category color overrides */
.cat-finance  { --cat:var(--blue);   --catl:var(--bluel);   --catb:rgba(29,78,216,.35); }
.cat-flights  { --cat:var(--green);  --catl:var(--greenl);  --catb:rgba(11,122,78,.35); }
.cat-housing  { --cat:var(--purple); --catl:var(--purplel); --catb:rgba(124,58,237,.35); }
.cat-fraud    { --cat:var(--red);    --catl:var(--redl);    --catb:rgba(198,40,40,.35); }
.cat-data     { --cat:var(--sky);    --catl:var(--skyl);    --catb:rgba(3,105,161,.35); }
.cat-diesel   { --cat:var(--slate);  --catl:var(--slatel);  --catb:rgba(71,85,105,.35); }
.cat-crypto   { --cat:var(--gold);   --catl:var(--goldl);   --catb:rgba(180,83,9,.35); }

/* ─── 2. RESET + BASE ─── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { font-family: 'Figtree', system-ui, sans-serif; background: var(--cream); color: var(--text); font-size: 16px; line-height: 1.65; -webkit-font-smoothing: antialiased; }
h1,h2,h3,h4 { font-family: 'Fraunces', Georgia, serif; font-weight: 600; line-height: 1.2; color: var(--ink); }
a { color: var(--cat); text-decoration: none; transition: color .2s; }
a:hover { filter: brightness(1.15); }
img { max-width: 100%; display: block; }
ul { list-style: none; }

/* ─── 3. LAYOUT ─── */
.wrap         { max-width: 1160px; margin: 0 auto; padding: 0 24px; }
.wrap--narrow { max-width: 860px;  margin: 0 auto; padding: 0 24px; }
.wrap--wide   { max-width: 1300px; margin: 0 auto; padding: 0 24px; }

.page-layout {
  display: grid;
  grid-template-columns: 1fr 310px;
  gap: 36px;
  padding: 52px 0 80px;
  align-items: start;
}
.page-aside { position: sticky; top: 86px; display: flex; flex-direction: column; gap: 18px; }

@media (max-width: 960px) {
  .page-layout { grid-template-columns: 1fr; }
  .page-aside  { position: relative; top: auto; }
}

/* ─── 4. NAVIGATION ─── */
.site-nav {
  background: var(--ink);
  position: sticky; top: 0; z-index: 300;
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 66px; max-width: 1160px; margin: 0 auto; padding: 0 24px;
}
.nav-logo { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.nav-logo-mark { width: 32px; height: 32px; background: var(--amber); border-radius: 8px; display: flex; align-items: center; justify-content: center; }
.nav-logo-mark svg { width: 18px; height: 18px; fill: #fff; }
.nav-logo-text { font-family: 'Fraunces', serif; font-size: 20px; font-weight: 700; color: #fff; }
.nav-links { display: flex; align-items: center; gap: 4px; list-style: none; }
.nav-links a { color: rgba(255,255,255,.65); font-size: 14px; font-weight: 500; padding: 8px 12px; border-radius: 8px; transition: all .2s; white-space: nowrap; }
.nav-links a:hover, .nav-links a.active { color: #fff; background: rgba(255,255,255,.09); }
.nav-cta { background: var(--amber) !important; color: #fff !important; font-weight: 700 !important; border-radius: 8px; }
.nav-cta:hover { background: var(--ambl) !important; filter: none !important; }
.hamburger { display: none; background: none; border: none; cursor: pointer; color: rgba(255,255,255,.7); padding: 6px; align-items: center; }
.hamburger svg { width: 22px; height: 22px; }
.mobile-menu { display: none; background: var(--ink2); border-top: 1px solid rgba(255,255,255,.07); padding: 12px 0 18px; }
.mobile-menu.open { display: block; }
.mobile-menu a { display: block; color: rgba(255,255,255,.7); font-size: 14px; font-weight: 500; padding: 9px 24px; transition: color .2s; }
.mobile-menu a:hover { color: #fff; }
.mm-section { font-size: 10px; font-weight: 700; color: rgba(255,255,255,.25); text-transform: uppercase; letter-spacing: .1em; padding: 12px 24px 4px; }

@media (max-width: 768px) {
  .nav-links { display: none; }
  .hamburger { display: flex; }
}

/* ─── 5. PAGE HERO ─── */
.page-hero {
  background: var(--ink); overflow: hidden; position: relative;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(ellipse at 75% 15%, var(--catb, rgba(212,112,26,.2)) 0%, transparent 55%),
              radial-gradient(ellipse at 10% 85%, rgba(43,63,114,.3) 0%, transparent 50%);
}
.page-hero::after {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Ccircle cx='1' cy='1' r='1' fill='rgba(255,255,255,0.022)'/%3E%3C/svg%3E");
}
.hero-inner { position: relative; z-index: 2; padding: 60px 0 52px; display: grid; grid-template-columns: 1.2fr 1fr; gap: 52px; align-items: center; }
.hero-inner.solo { grid-template-columns: 1fr; max-width: 720px; }
@media (max-width: 860px) { .hero-inner { grid-template-columns: 1fr; padding: 44px 0 38px; gap: 28px; } }

.breadcrumb { display: flex; align-items: center; gap: 6px; font-size: 12px; color: rgba(255,255,255,.3); margin-bottom: 16px; flex-wrap: wrap; }
.breadcrumb a { color: rgba(255,255,255,.4); transition: color .2s; }
.breadcrumb a:hover { color: rgba(255,255,255,.7); filter: none; }
.breadcrumb .sep { color: rgba(255,255,255,.18); }
.breadcrumb .cur { color: rgba(255,255,255,.55); }

.hero-badge {
  display: inline-flex; align-items: center; gap: 7px;
  border: 1px solid; border-color: var(--catb, rgba(212,112,26,.35));
  background: rgba(255,255,255,.06);
  color: #fff; font-size: 11px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase;
  padding: 5px 14px; border-radius: 30px; margin-bottom: 16px;
}
.hero-badge::before { content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--cat, var(--amber)); animation: pulse 2s infinite; }
@keyframes pulse { 0%,100%{opacity:1} 50%{opacity:.4} }

.page-hero h1 { font-size: clamp(28px, 4vw, 50px); font-weight: 700; color: #fff; line-height: 1.1; margin-bottom: 14px; letter-spacing: -.025em; }
.page-hero h1 em { font-style: italic; font-weight: 300; color: rgba(255,255,255,.7); }
.hero-sub { color: rgba(255,255,255,.55); font-size: 16px; line-height: 1.75; margin-bottom: 26px; max-width: 500px; }

.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 26px; }
.btn-primary { background: var(--cat, var(--amber)); color: #fff; border: none; padding: 13px 26px; border-radius: var(--r); font-family: 'Figtree', sans-serif; font-size: 15px; font-weight: 700; cursor: pointer; transition: all .2s; display: inline-flex; align-items: center; gap: 8px; text-decoration: none; }
.btn-primary:hover { filter: brightness(1.12); transform: translateY(-1px); box-shadow: var(--sh2); }
.btn-ghost { background: rgba(255,255,255,.09); color: rgba(255,255,255,.8); border: 1px solid rgba(255,255,255,.14); padding: 13px 22px; border-radius: var(--r); font-family: 'Figtree', sans-serif; font-size: 15px; font-weight: 600; cursor: pointer; transition: all .2s; display: inline-flex; align-items: center; gap: 8px; text-decoration: none; }
.btn-ghost:hover { background: rgba(255,255,255,.14); filter: none; }

.hero-trust { display: flex; gap: 18px; flex-wrap: wrap; }
.ht-item { display: flex; align-items: center; gap: 6px; color: rgba(255,255,255,.38); font-size: 12px; }
.ht-item svg { width: 12px; height: 12px; fill: var(--cat, var(--amber)); flex-shrink: 0; }

/* Hero stat card */
.hero-stat-card { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); border-radius: var(--rl); backdrop-filter: blur(10px); overflow: hidden; }
.hsc-head { padding: 14px 20px; border-bottom: 1px solid rgba(255,255,255,.07); display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.hsc-head-title { font-size: 11px; font-weight: 700; color: rgba(255,255,255,.35); text-transform: uppercase; letter-spacing: .08em; }
.hsc-alert { font-size: 11px; font-weight: 700; padding: 3px 10px; border-radius: 20px; }
.hsc-metric { padding: 14px 20px; border-bottom: 1px solid rgba(255,255,255,.06); display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.hsc-metric:last-child { border-bottom: none; }
.hsc-metric-label { font-size: 12px; color: rgba(255,255,255,.38); }
.hsc-metric-val { font-family: 'Fraunces', serif; font-size: 20px; font-weight: 700; letter-spacing: -.02em; color: rgba(255,255,255,.85); }
.hsc-metric-val.accent { color: var(--cat, var(--ambl)); }
.hsc-footer { padding: 12px 20px; font-size: 11px; color: rgba(255,255,255,.3); border-top: 1px solid rgba(255,255,255,.06); display: flex; align-items: center; gap: 7px; }
.hsc-footer strong { color: rgba(255,255,255,.5); }

/* ─── 6. FACTS BAR ─── */
.facts-bar { background: var(--cat, var(--ink)); overflow: hidden; }
.facts-inner { display: flex; overflow-x: auto; scrollbar-width: none; max-width: 1160px; margin: 0 auto; }
.facts-inner::-webkit-scrollbar { display: none; }
.fact-item { flex-shrink: 0; padding: 14px 30px; border-right: 1px solid rgba(255,255,255,.12); text-align: center; white-space: nowrap; }
.fact-item:last-child { border-right: none; }
.fact-value { font-family: 'Fraunces', serif; font-size: 21px; font-weight: 700; color: #fff; letter-spacing: -.02em; line-height: 1; margin-bottom: 3px; }
.fact-label { font-size: 11px; color: rgba(255,255,255,.45); font-weight: 500; }

/* ─── 7. AD ZONES ─── */
.ad-zone { background: var(--paper); border: 1px dashed var(--border); border-radius: var(--r); display: flex; align-items: center; justify-content: center; overflow: hidden; position: relative; }
.ad-zone::before { content: 'Advertisement'; position: absolute; top: 4px; left: 8px; font-size: 9px; color: var(--muted); letter-spacing: .06em; text-transform: uppercase; opacity: .4; }
.ad-leader { width: 100%; min-height: 90px; max-width: 728px; }
.ad-rect   { width: 100%; min-height: 250px; }
.ad-inline { width: 100%; min-height: 90px; }
.ad-section { padding: 14px 0; }
.ad-section .wrap { display: flex; justify-content: center; }

/* ─── 8. SECTION HEADER ─── */
.section-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--cat, var(--amber)); margin-bottom: 7px; }
.content-section { margin-bottom: 44px; scroll-margin-top: 90px; }
.content-section > h2 { font-size: clamp(21px, 2.8vw, 29px); letter-spacing: -.02em; margin-bottom: 14px; }
.content-section p { font-size: 15px; color: var(--mid); line-height: 1.8; margin-bottom: 12px; }
.content-section p:last-child { margin-bottom: 0; }

/* ─── 9. SEO COMPONENTS ─── */

/* Quick answer box — featured snippet bait */
.quick-answer {
  background: var(--catl, var(--ambll)); border: 1.5px solid var(--catb, rgba(212,112,26,.3));
  border-radius: var(--rl); padding: 22px 24px; margin-bottom: 28px;
}
.qa-label { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--cat, var(--amber)); margin-bottom: 8px; display: flex; align-items: center; gap: 6px; }
.qa-label::before { content: '✦'; font-size: 8px; }
.qa-title { font-family: 'Fraunces', serif; font-size: 18px; font-weight: 700; color: var(--ink); margin-bottom: 10px; line-height: 1.3; }
.qa-body { font-size: 15px; color: var(--mid); line-height: 1.75; }
.qa-body strong { color: var(--text); font-weight: 700; }
.qa-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 14px; }
.qa-chip { display: inline-flex; align-items: center; gap: 5px; font-size: 12px; font-weight: 700; padding: 5px 12px; border-radius: 20px; }
.qa-chip.green  { background: var(--greenl); color: var(--green); }
.qa-chip.amber  { background: var(--ambll);  color: var(--amber); }
.qa-chip.red    { background: var(--redl);   color: var(--red); }
.qa-chip.blue   { background: var(--bluel);  color: var(--blue); }
.qa-chip.cat    { background: var(--catl);   color: var(--cat); }

/* Alert boxes */
.alert { display: flex; gap: 12px; padding: 14px 16px; border-radius: var(--r); margin-bottom: 16px; }
.alert-icon { font-size: 17px; flex-shrink: 0; margin-top: 2px; }
.alert-body { font-size: 13px; color: var(--mid); line-height: 1.65; }
.alert-body strong { display: block; font-size: 13px; font-weight: 700; color: var(--ink); margin-bottom: 2px; }
.alert.warning { background: var(--yellowl); border: 1px solid var(--yellowb); }
.alert.info    { background: var(--bluel);   border: 1px solid var(--blueb); }
.alert.success { background: var(--greenl);  border: 1px solid var(--greenb); }
.alert.danger  { background: var(--redl);    border: 1px solid var(--redb); }
.alert.cat     { background: var(--catl);    border: 1px solid var(--catb); }

/* Info grid */
.info-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 14px; margin: 20px 0; }
.info-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--r); padding: 18px; transition: box-shadow .2s; }
.info-card:hover { box-shadow: var(--sh); }
.info-card h3 { font-size: 14px; font-weight: 700; color: var(--ink); margin-bottom: 7px; }
.info-card p  { font-size: 13px; color: var(--mid); line-height: 1.7; }
.info-card-icon { font-size: 22px; margin-bottom: 10px; }

/* Evidence / steps list */
.steps-list { display: flex; flex-direction: column; gap: 0; counter-reset: steps; margin: 16px 0; }
.step-item { display: flex; gap: 16px; padding: 16px 0; border-bottom: 1px solid var(--borderl); counter-increment: steps; }
.step-item:last-child { border-bottom: none; }
.step-num { width: 32px; height: 32px; border-radius: 50%; background: var(--catl, var(--ambll)); border: 2px solid var(--cat, var(--amber)); display: flex; align-items: center; justify-content: center; font-family: 'Fraunces', serif; font-size: 15px; font-weight: 700; color: var(--cat, var(--amber)); flex-shrink: 0; margin-top: 2px; }
.step-body h4 { font-size: 14px; font-weight: 700; color: var(--ink); margin-bottom: 4px; }
.step-body p  { font-size: 13px; color: var(--mid); line-height: 1.65; margin: 0; }

/* Evidence checklist */
.evidence-list { background: var(--white); border: 1px solid var(--border); border-radius: var(--r); overflow: hidden; margin: 16px 0; }
.ev-head { padding: 12px 18px; background: var(--ink); font-size: 12px; font-weight: 700; color: rgba(255,255,255,.5); text-transform: uppercase; letter-spacing: .07em; display: flex; align-items: center; gap: 8px; }
.ev-item { display: flex; align-items: flex-start; gap: 12px; padding: 12px 18px; border-bottom: 1px solid var(--borderl); font-size: 13px; color: var(--mid); line-height: 1.6; }
.ev-item:last-child { border-bottom: none; }
.ev-item::before { content: '✓'; width: 20px; height: 20px; border-radius: 50%; background: var(--greenl); color: var(--green); font-size: 10px; font-weight: 900; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px; }
.ev-item strong { color: var(--text); }
.ev-item.optional::before { content: '○'; background: var(--cream); color: var(--muted); }

/* Mistakes list */
.mistakes-list { background: var(--redl); border: 1.5px solid var(--redb); border-radius: var(--r); overflow: hidden; margin: 16px 0; }
.ml-head { padding: 12px 18px; background: rgba(198,40,40,.08); border-bottom: 1px solid var(--redb); font-size: 12px; font-weight: 700; color: var(--red); text-transform: uppercase; letter-spacing: .07em; }
.ml-item { display: flex; gap: 12px; padding: 11px 18px; border-bottom: 1px solid var(--redb); font-size: 13px; color: #7F1D1D; line-height: 1.6; }
.ml-item:last-child { border-bottom: none; }
.ml-item::before { content: '✕'; color: var(--red); font-weight: 900; font-size: 11px; flex-shrink: 0; margin-top: 2px; }

/* Scenario examples */
.scenario-card { background: var(--paper); border: 1.5px solid var(--borderl); border-radius: var(--r); padding: 18px 20px; margin: 14px 0; }
.sc-meta { display: flex; align-items: center; gap: 8px; margin-bottom: 10px; flex-wrap: wrap; }
.sc-badge { font-size: 11px; font-weight: 700; padding: 3px 9px; border-radius: 20px; background: var(--catl, var(--ambll)); color: var(--cat, var(--amber)); }
.sc-title { font-size: 14px; font-weight: 700; color: var(--ink); margin-bottom: 6px; }
.sc-desc  { font-size: 13px; color: var(--mid); line-height: 1.7; margin-bottom: 10px; }
.sc-outcome { display: flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 700; color: var(--green); }
.sc-outcome::before { content: '→'; }

/* Payout table */
.payout-table { background: var(--white); border: 1px solid var(--border); border-radius: var(--rl); overflow: hidden; margin: 18px 0; }
.pt-head { display: grid; gap: 12px; padding: 11px 18px; background: var(--ink); font-size: 11px; font-weight: 700; color: rgba(255,255,255,.45); text-transform: uppercase; letter-spacing: .07em; }
.pt-row  { display: grid; gap: 12px; padding: 13px 18px; border-bottom: 1px solid var(--borderl); font-size: 13px; align-items: center; transition: background .15s; }
.pt-row:last-child { border-bottom: none; }
.pt-row:hover { background: var(--cream); }
.pt-name { font-weight: 600; color: var(--ink); }
.pt-range { color: var(--mid); }
.pt-avg   { font-weight: 700; color: var(--cat, var(--amber)); }
.pt-cols-3 .pt-head, .pt-cols-3 .pt-row { grid-template-columns: 2fr 1fr 1fr; }
.pt-cols-4 .pt-head, .pt-cols-4 .pt-row { grid-template-columns: 2fr 1fr 1fr 1fr; }
.pt-cols-5 .pt-head, .pt-cols-5 .pt-row { grid-template-columns: 2fr 1fr 1fr 1fr 1fr; }
@media (max-width: 640px) {
  .pt-head { display: none; }
  .pt-cols-3 .pt-row, .pt-cols-4 .pt-row, .pt-cols-5 .pt-row { grid-template-columns: 1fr; gap: 4px; }
}

/* Status chips for tables */
.status { display: inline-flex; align-items: center; gap: 5px; font-size: 11px; font-weight: 700; padding: 3px 9px; border-radius: 20px; }
.status.active  { background: var(--greenl); color: var(--green); }
.status.paused  { background: var(--yellowl); color: var(--yellow); }
.status.settled { background: var(--bluel); color: var(--blue); }
.status.urgent  { background: var(--redl); color: var(--red); }

/* Timeline */
.timeline { margin: 20px 0; }
.tl-item  { display: flex; gap: 16px; padding: 14px 0; border-bottom: 1px solid var(--borderl); }
.tl-body  { flex: 1; min-width: 0; }
.tl-item:last-child { border-bottom: none; }
.tl-dot { width: 10px; height: 10px; border-radius: 50%; background: var(--cat, var(--amber)); border: 2px solid var(--catl, var(--ambll)); flex-shrink: 0; margin-top: 5px; }
.tl-date  { font-size: 11px; font-weight: 700; color: var(--cat, var(--amber)); text-transform: uppercase; letter-spacing: .07em; margin-bottom: 3px; }
.tl-title { font-size: 14px; font-weight: 700; color: var(--ink); margin-bottom: 4px; }
.tl-desc  { font-size: 13px; color: var(--mid); line-height: 1.65; }

/* FAQ */
.faq-list { display: flex; flex-direction: column; gap: 0; }
.faq-item { border-bottom: 1px solid var(--borderl); }
.faq-q {
  display: flex; justify-content: space-between; align-items: center; gap: 14px;
  padding: 15px 0; cursor: pointer; font-size: 15px; font-weight: 600; color: var(--ink);
  transition: color .2s; line-height: 1.4;
}
.faq-q:hover { color: var(--cat, var(--amber)); }
.faq-toggle {
  width: 24px; height: 24px; border-radius: 50%; background: var(--cream); border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  font-size: 14px; color: var(--mid); transition: all .2s;
}
.faq-q.open .faq-toggle { background: var(--cat, var(--amber)); border-color: var(--cat, var(--amber)); color: #fff; transform: rotate(45deg); }
.faq-a { font-size: 14px; color: var(--mid); line-height: 1.75; padding: 0 0 14px; display: none; }
.faq-a.visible { display: block; animation: fadeUp .25s ease; }
.faq-a strong { color: var(--text); }

/* Related pages */
.related-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 12px; margin-top: 6px; }
.related-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--r); padding: 16px; transition: box-shadow .2s; display: flex; flex-direction: column; gap: 8px; }
.related-card:hover { box-shadow: var(--sh); }
.rc-tag { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--cat, var(--amber)); }
.rc-title { font-size: 13px; font-weight: 700; color: var(--ink); line-height: 1.35; flex: 1; }
.rc-link { font-size: 12px; font-weight: 700; color: var(--cat, var(--amber)); display: flex; align-items: center; gap: 4px; }

/* ─── 10. CARDS & PANELS ─── */
.panel { background: var(--white); border: 1px solid var(--border); border-radius: var(--rl); overflow: hidden; box-shadow: var(--sh); }
.panel-head { padding: 20px 24px; border-bottom: 1px solid var(--borderl); display: flex; align-items: center; gap: 13px; }
.panel-icon { width: 40px; height: 40px; border-radius: 10px; background: var(--catl, var(--ambll)); display: flex; align-items: center; justify-content: center; font-size: 19px; flex-shrink: 0; }
.panel-head-text h3 { font-size: 16px; font-weight: 700; color: var(--ink); margin-bottom: 2px; }
.panel-head-text p  { font-size: 12px; color: var(--muted); }
.panel-body { padding: 24px; }
.panel-foot { padding: 13px 24px; border-top: 1px solid var(--borderl); background: var(--cream); font-size: 12px; color: var(--muted); line-height: 1.65; }

/* Aside card */
.aside-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--r); overflow: hidden; }
.aside-head { padding: 13px 18px; border-bottom: 1px solid var(--borderl); font-size: 13px; font-weight: 700; color: var(--ink); display: flex; align-items: center; gap: 8px; }
.aside-body { padding: 15px 18px; }
.aside-row  { display: flex; justify-content: space-between; align-items: center; padding: 9px 0; border-bottom: 1px solid var(--borderl); font-size: 13px; }
.aside-row:last-child { border-bottom: none; }
.aside-row .ar-label { color: var(--mid); }
.aside-row .ar-val   { font-weight: 700; color: var(--ink); }
.aside-row .ar-val.accent { color: var(--cat, var(--amber)); }

/* CTA aside */
.cta-card { background: var(--ink); border-radius: var(--r); padding: 22px; text-align: center; position: relative; overflow: hidden; }
.cta-card::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 50% 0%, var(--catb, rgba(212,112,26,.2)) 0%, transparent 65%); pointer-events: none; }
.cta-card-inner { position: relative; z-index: 2; }
.cta-tag   { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: rgba(255,255,255,.3); margin-bottom: 8px; }
.cta-title { font-family: 'Fraunces', serif; font-size: 17px; font-weight: 700; color: #fff; margin-bottom: 7px; line-height: 1.25; }
.cta-sub   { font-size: 13px; color: rgba(255,255,255,.45); margin-bottom: 14px; line-height: 1.6; }
.cta-btn   { width: 100%; padding: 12px; background: var(--cat, var(--amber)); color: #fff; border: none; border-radius: var(--r); font-family: 'Figtree', sans-serif; font-size: 14px; font-weight: 700; cursor: pointer; transition: all .2s; text-decoration: none; display: block; text-align: center; }
.cta-btn:hover { filter: brightness(1.12); }

/* ─── 11. CALCULATOR (shared) ─── */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 560px) { .form-grid { grid-template-columns: 1fr; } }
.fi { display: flex; flex-direction: column; gap: 5px; }
.fi.full { grid-column: 1 / -1; }
.fi-label { font-size: 12px; font-weight: 700; color: var(--ink); }
.fi-hint  { font-size: 11px; color: var(--muted); margin-top: 2px; }
.fi-section { grid-column: 1/-1; font-size: 10px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: .1em; padding-top: 12px; padding-bottom: 2px; border-top: 1px solid var(--borderl); margin-top: 4px; }
.fi-section:first-child { border-top: none; margin-top: 0; padding-top: 0; }

select, input[type=number], input[type=text], input[type=email], input[type=tel] {
  width: 100%; padding: 10px 14px; border: 1.5px solid var(--border); border-radius: 10px;
  font-family: 'Figtree', sans-serif; font-size: 15px; color: var(--text);
  background: var(--cream); outline: none; transition: all .2s; appearance: none; -webkit-appearance: none;
}
select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%238896A9' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px; }
select:focus, input:focus { border-color: var(--cat, var(--amber)); box-shadow: 0 0 0 3px var(--catb, rgba(212,112,26,.12)); background: var(--white); }

.input-pfx { display: flex; align-items: stretch; border: 1.5px solid var(--border); border-radius: 10px; overflow: hidden; transition: all .2s; background: var(--cream); }
.input-pfx:focus-within { border-color: var(--cat, var(--amber)); box-shadow: 0 0 0 3px var(--catb, rgba(212,112,26,.12)); background: var(--white); }
.pfx-sym { display: flex; align-items: center; padding: 0 12px; border-right: 1.5px solid var(--border); color: var(--mid); font-size: 13px; font-weight: 700; background: var(--cream); flex-shrink: 0; }
.input-pfx input { border: none !important; outline: none !important; box-shadow: none !important; background: transparent !important; padding: 10px 12px !important; flex: 1; min-width: 0; -moz-appearance: textfield; }
.input-pfx input::-webkit-inner-spin-button, .input-pfx input::-webkit-outer-spin-button { -webkit-appearance: none; margin: 0; }

.calc-btn { width: 100%; margin-top: 18px; padding: 14px; background: var(--ink); color: #fff; border: none; border-radius: var(--r); font-family: 'Figtree', sans-serif; font-size: 16px; font-weight: 700; cursor: pointer; transition: all .2s; display: flex; align-items: center; justify-content: center; gap: 8px; }
.calc-btn:hover { background: var(--ink2); transform: translateY(-1px); }

/* Results */
.result-banner { background: var(--ink); border-radius: var(--r); padding: 20px; display: grid; gap: 14px; margin-bottom: 14px; position: relative; overflow: hidden; }
.result-banner::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 0% 0%, var(--catb, rgba(212,112,26,.15)) 0%, transparent 60%); pointer-events: none; }
.result-banner.cols-3 { grid-template-columns: 1fr 1fr 1fr; }
.result-banner.cols-2 { grid-template-columns: 1fr 1fr; }
@media (max-width: 500px) { .result-banner.cols-3 { grid-template-columns: 1fr 1fr; } }
.rb-label { font-size: 10px; color: rgba(255,255,255,.38); text-transform: uppercase; letter-spacing: .08em; font-weight: 600; margin-bottom: 5px; }
.rb-val   { font-family: 'Fraunces', serif; font-size: clamp(17px,2.5vw,24px); font-weight: 700; color: rgba(255,255,255,.85); letter-spacing: -.02em; line-height: 1.1; }
.rb-val.accent { color: var(--cat, var(--ambl)); }
.rb-sub   { font-size: 10px; color: rgba(255,255,255,.22); margin-top: 3px; }

.breakdown { background: var(--paper); border: 1px solid var(--borderl); border-radius: var(--r); overflow: hidden; margin-bottom: 14px; }
.bd-row    { display: flex; justify-content: space-between; align-items: center; padding: 11px 16px; font-size: 13px; border-bottom: 1px solid var(--borderl); }
.bd-row:last-child { border-bottom: none; font-weight: 700; background: var(--white); }
.bd-lbl { color: var(--mid); }
.bd-val { font-weight: 600; color: var(--ink); }
.bd-val.accent { color: var(--cat, var(--amber)); font-size: 15px; }
.res-hidden { display: none; }
.res-hidden.visible { display: block; animation: fadeUp .4s ease; }

/* ─── 12. LEAD CAPTURE ─── */
.lead-trigger { background: var(--ink); border-radius: var(--rl); padding: 28px; text-align: center; position: relative; overflow: hidden; margin-top: 20px; }
.lead-trigger::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 50% -10%, var(--catb, rgba(212,112,26,.2)) 0%, transparent 65%); pointer-events: none; }
.lt-inner { position: relative; z-index: 2; }
.lt-tag    { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: rgba(255,255,255,.3); margin-bottom: 10px; }
.lt-title  { font-family: 'Fraunces', serif; font-size: clamp(19px,3vw,26px); font-weight: 700; color: #fff; margin-bottom: 8px; letter-spacing: -.02em; line-height: 1.2; }
.lt-title em { font-style: italic; font-weight: 300; }
.lt-sub    { font-size: 14px; color: rgba(255,255,255,.48); margin-bottom: 20px; max-width: 440px; margin-left: auto; margin-right: auto; line-height: 1.65; }
.lt-checks { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; margin-bottom: 20px; }
.lt-check  { display: flex; align-items: center; gap: 6px; font-size: 12px; color: rgba(255,255,255,.45); }
.lt-check::before { content: '✓'; color: var(--greenb); font-weight: 700; font-size: 12px; }

/* ─── 13. DISCLAIMER ─── */
.disclaimer { background: var(--paper); border-left: 3px solid var(--border); border-radius: 0 var(--r) var(--r) 0; padding: 13px 16px; font-size: 12px; color: var(--muted); line-height: 1.7; margin-top: 24px; }
.disclaimer strong { color: var(--mid); }

/* ─── 14. STICKY BAR ─── */
.sticky-bar { position: fixed; bottom: 0; left: 0; right: 0; background: var(--ink); border-top: 1px solid rgba(255,255,255,.08); padding: 12px 24px; display: none; align-items: center; justify-content: space-between; gap: 14px; z-index: 200; flex-wrap: wrap; box-shadow: 0 -8px 30px rgba(20,27,53,.2); }
.sticky-bar.visible { display: flex; }
.sb-text strong { display: block; color: #fff; font-size: 14px; font-weight: 700; }
.sb-text span   { color: rgba(255,255,255,.4); font-size: 12px; }
.sb-btn { background: var(--cat, var(--amber)); color: #fff; border: none; padding: 11px 22px; border-radius: var(--r); font-family: 'Figtree', sans-serif; font-size: 14px; font-weight: 700; cursor: pointer; white-space: nowrap; transition: all .2s; }

/* ─── 15. FOOTER ─── */
footer { background: var(--ink); padding: 44px 0 28px; color: rgba(255,255,255,.4); }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 36px; margin-bottom: 36px; }
@media (max-width: 768px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 24px; } }
@media (max-width: 480px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-logo { display: flex; align-items: center; gap: 10px; margin-bottom: 12px; }
.footer-logo-mark { width: 28px; height: 28px; background: var(--amber); border-radius: 7px; display: flex; align-items: center; justify-content: center; }
.footer-logo-mark svg { width: 15px; height: 15px; fill: #fff; }
.footer-logo-text { font-family: 'Fraunces', serif; font-size: 17px; font-weight: 700; color: #fff; }
.footer-tagline { font-size: 13px; color: rgba(255,255,255,.28); line-height: 1.7; margin-bottom: 14px; }
.footer-col h4 { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: rgba(255,255,255,.28); margin-bottom: 12px; }
.footer-col a  { display: block; font-size: 13px; color: rgba(255,255,255,.42); padding: 3px 0; transition: color .2s; }
.footer-col a:hover { color: rgba(255,255,255,.8); filter: none; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.07); padding-top: 20px; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.footer-copy { font-size: 12px; color: rgba(255,255,255,.18); }
.footer-legal { display: flex; gap: 14px; flex-wrap: wrap; }
.footer-legal a { font-size: 12px; color: rgba(255,255,255,.22); transition: color .2s; }
.footer-legal a:hover { color: rgba(255,255,255,.55); filter: none; }

/* ─── 16. MISC ─── */
.toast { position: fixed; bottom: 80px; right: 20px; background: var(--ink); color: #fff; padding: 12px 18px; border-radius: var(--r); font-size: 13px; font-weight: 500; z-index: 1000; opacity: 0; transform: translateY(8px); transition: all .3s; pointer-events: none; max-width: 300px; box-shadow: var(--sh3); }
.toast.visible { opacity: 1; transform: none; }

.tag { display: inline-flex; align-items: center; gap: 5px; font-size: 11px; font-weight: 700; padding: 4px 10px; border-radius: 20px; }
.tag.green  { background: var(--greenl); color: var(--green); }
.tag.amber  { background: var(--ambll);  color: var(--amber); }
.tag.red    { background: var(--redl);   color: var(--red); }
.tag.blue   { background: var(--bluel);  color: var(--blue); }
.tag.cat    { background: var(--catl, var(--ambll)); color: var(--cat, var(--amber)); }

/* ─── 17. ANIMATIONS ─── */
@keyframes fadeUp { from{opacity:0;transform:translateY(8px)} to{opacity:1;transform:none} }
@keyframes spin    { to { transform: rotate(360deg); } }
.anim-up { animation: fadeUp .4s ease; }

/* ─── 18. UTILITY ─── */
.hide-mobile { display: block; }
.text-center { text-align: center; }
.mt-0  { margin-top: 0 !important; }
.mt-8  { margin-top: 8px !important; }
.mt-16 { margin-top: 16px !important; }
.mt-24 { margin-top: 24px !important; }
.mb-0  { margin-bottom: 0 !important; }
.mb-16 { margin-bottom: 16px !important; }
.mb-24 { margin-bottom: 24px !important; }
.text-muted  { color: var(--muted) !important; font-size: 13px; }
.text-small  { font-size: 12px; color: var(--muted); line-height: 1.6; }
.font-serif  { font-family: 'Fraunces', serif; }
.fw-700 { font-weight: 700; }

@media (max-width: 768px) {
  .hide-mobile { display: none !important; }
}

/* ═══════════════════════════════════════════════════════
   LEAD MODAL — shared across all pages
══════════════════════════════════════════════════════ */
.cv-modal-backdrop {
  position: fixed; inset: 0; background: rgba(20,27,53,.72);
  z-index: 2000; display: flex; align-items: center; justify-content: center;
  padding: 16px; opacity: 0; pointer-events: none; transition: opacity .25s;
}
.cv-modal-backdrop.open { opacity: 1; pointer-events: all; }
.cv-modal {
  background: var(--white); border-radius: 18px; width: 100%;
  max-width: 520px; max-height: 90vh; overflow-y: auto;
  box-shadow: 0 24px 80px rgba(20,27,53,.35);
  transform: translateY(20px); transition: transform .3s;
}
.cv-modal-backdrop.open .cv-modal { transform: none; }
.cv-modal-head {
  padding: 26px 28px 20px;
  border-bottom: 1px solid var(--borderl);
  display: flex; align-items: flex-start; justify-content: space-between; gap: 12px;
}
.cv-modal-icon { font-size: 28px; line-height: 1; flex-shrink: 0; }
.cv-modal-titles { flex: 1; }
.cv-modal-tag { font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .08em; color: var(--cat, var(--amber)); margin-bottom: 4px; }
.cv-modal-title { font-family: 'Fraunces', serif; font-size: 20px; font-weight: 700;
  color: var(--ink); line-height: 1.2; margin: 0; }
.cv-modal-close {
  width: 32px; height: 32px; border-radius: 50%; border: 1.5px solid var(--border);
  background: transparent; cursor: pointer; display: flex; align-items: center;
  justify-content: center; font-size: 16px; color: var(--muted); flex-shrink: 0;
  transition: all .15s;
}
.cv-modal-close:hover { background: var(--cream); color: var(--ink); }
.cv-modal-body { padding: 22px 28px 28px; }
.cv-modal-checks {
  display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 20px;
}
.cv-modal-check {
  display: flex; align-items: center; gap: 5px; font-size: 12px;
  font-weight: 600; color: var(--mid); background: var(--cream);
  padding: 5px 10px; border-radius: 20px;
}
.cv-modal-check::before { content: '✓'; color: var(--green, #059669); font-weight: 700; }
.cv-field { margin-bottom: 14px; }
.cv-field label { display: block; font-size: 12px; font-weight: 700;
  color: var(--mid); margin-bottom: 5px; text-transform: uppercase; letter-spacing: .05em; }
.cv-field input, .cv-field select {
  width: 100%; padding: 11px 14px; border: 1.5px solid var(--border);
  border-radius: var(--r); font-family: 'Figtree', sans-serif; font-size: 14px;
  color: var(--ink); background: var(--white); transition: border-color .15s;
  box-sizing: border-box;
}
.cv-field input:focus, .cv-field select:focus {
  outline: none; border-color: var(--cat, var(--amber));
}
.cv-field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (max-width: 460px) { .cv-field-row { grid-template-columns: 1fr; } }
.cv-modal-submit {
  width: 100%; padding: 14px; background: var(--cat, var(--amber));
  color: #fff; border: none; border-radius: var(--r); font-family: 'Figtree', sans-serif;
  font-size: 15px; font-weight: 700; cursor: pointer; transition: all .2s;
  margin-top: 6px;
}
.cv-modal-submit:hover { filter: brightness(1.1); transform: translateY(-1px); }
.cv-modal-submit:disabled { opacity: .5; cursor: not-allowed; transform: none; }
.cv-modal-legal { font-size: 11px; color: var(--muted); margin-top: 12px;
  line-height: 1.6; text-align: center; }
.cv-modal-success { padding: 32px 28px; text-align: center; }
.cv-modal-success-icon { font-size: 52px; margin-bottom: 14px; }
.cv-modal-success-title { font-family: 'Fraunces', serif; font-size: 22px; font-weight: 700;
  color: var(--ink); margin-bottom: 10px; }
.cv-modal-success-body { font-size: 14px; color: var(--mid); line-height: 1.7; }

/* ═══════════════════════════════════════════════════════
   COOKIE CONSENT BANNER — UK PECR / GDPR compliant
══════════════════════════════════════════════════════ */
.cv-cookie-bar {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 3000;
  background: #1a2340; border-top: 2px solid rgba(212,112,26,.5);
  padding: 16px 24px; display: flex; align-items: center;
  gap: 20px; flex-wrap: wrap; justify-content: space-between;
  transform: translateY(100%); transition: transform .4s ease;
  box-shadow: 0 -8px 30px rgba(0,0,0,.3);
}
.cv-cookie-bar.show { transform: none; }
.cv-cookie-text {
  font-size: 13px; color: rgba(255,255,255,.75); line-height: 1.6;
  flex: 1; min-width: 240px;
}
.cv-cookie-text a { color: #D4701A; text-decoration: none; }
.cv-cookie-text a:hover { text-decoration: underline; }
.cv-cookie-btns { display: flex; gap: 10px; flex-shrink: 0; flex-wrap: wrap; }
.cv-cookie-accept {
  padding: 9px 20px; background: #D4701A; color: #fff;
  border: none; border-radius: 8px; font-family: 'Figtree', sans-serif;
  font-size: 13px; font-weight: 700; cursor: pointer; transition: all .2s;
  white-space: nowrap;
}
.cv-cookie-accept:hover { filter: brightness(1.1); }
.cv-cookie-decline {
  padding: 9px 16px; background: transparent; color: rgba(255,255,255,.5);
  border: 1px solid rgba(255,255,255,.15); border-radius: 8px;
  font-family: 'Figtree', sans-serif; font-size: 13px; font-weight: 600;
  cursor: pointer; transition: all .2s; white-space: nowrap;
}
.cv-cookie-decline:hover { color: rgba(255,255,255,.8); border-color: rgba(255,255,255,.3); }
